The goal of Cents of Happiness is to empower you with information and tools so you can live your best life and achieve financial independence. From useful advice to life hacks, you will learn how to make better investment decisions, ways to save more money, and many other topics.

I have worked over 20 years in financial consulting, investment analysis and business management. Through these pages, I will share with you practical ways on how to enjoy the perfect balance between having fun and creating wonderful memories while still be financially responsible and making progress towards a fabulous retirement.